If you’ve been hurt because of someone else’s negligence, you might be considering your legal options right now. Some people hesitate to hire an attorney—they worry about the timeline of their claim and the stress involved with going to court. However, once you learn more about the personal injury claim process, you’ll find that going to court is not actually that common.
If you’re not sure about your next step after an injury, the team at Reeves & Mestayer is here to help. Get started now by calling us at 228-374-5151 to set up a consultation.
You Might Be Surprised How Few Cases Go to Trial
Many people believe that every personal injury case goes to trial. However, both sides benefit when a claim is settled out of court. The insurance company spends less on legal fees and avoids the risk of a massive award that includes punitive damages. The victim gets guaranteed compensation and avoids the stress of going to trial. Because of this, the vast majority of personal injury claims do not go to trial. Estimates indicate that between 4% and 5% of personal injury cases actually make it to the courtroom.
Cases That Do Go to Trial
You may wonder which cases do make it to the courtroom. Sometimes, a case goes to court because the liable party’s insurance company is unwilling to pay a fair settlement. In these situations, the victim has no choice but to go to court to get the compensation they’re owed. In other cases, liability may be unclear. If it is obvious that one party is at fault for an accident, their insurance company will likely be in a hurry to settle and close the claim. However, if it appears that liability may be shared or is unclear, there is less incentive for the insurance company to settle. They may have more to gain if they wait it out.
High-value cases may also reach the courtroom before victims get justice. Insurance companies make choices that benefit their profit margins and paying out massive settlements is not generally in their best interest. Because of this, they may be more willing to take their chances in court with a case like this.
Factors Impacting Your Claim
A number of factors determine whether or not your claim will end up in the courtroom. Some of these factors include:
- The value of your claim
- The flexibility of the other party’s insurance company
- The other party’s insurance policy limits
- The negotiating abilities of your attorney
- Your personal preferences
The Importance of Working with a Reliable Attorney
Whether your case is cut and dry or more nuanced, it’s important to work with a trustworthy attorney for your personal injury claim. The other party’s insurance company might be in a rush to give you a settlement, but that doesn’t mean they’re acting in your best interest. In fact, you can usually assume that the settlement they’re offering is far too low.
To protect their bottom line, insurance companies deny claims when possible and pay out as little as possible when denial is not an option. Their goal is to get you to settle before you know the extent of your injuries. This ensures that you cannot come after them for more money if your injuries turn out to be more serious.
How do you outmaneuver the insurance industry when the industry spends millions of dollars figuring out the best ways to limit payouts? You bring a skilled and knowledgeable personal injury attorney to the table. Your attorney will know what evidence is necessary to make a company negotiate in good faith, and they know how far they can push negotiations before it becomes obvious that your case will go to trial.
Your attorney can figure out the value of your claim, help you explore your options, and give you their recommendations at every step along the way. This allows you to spend more time healing from your injuries and less time battling insurance companies.
Call Reeves & Mestayer Now for Help with Your Injury Claim
If you or someone you love has been injured because of someone else’s negligence, we are here to help you fight for the compensation you deserve. Take the first step now by calling Reeves & Mestayer at 228-374-5151 or contacting our team online.